The HCS [Human Capital Score] innovation shows potential to greatly improve the current approach to education financing in two major ways: 1) More fairly and accurately evaluating the risk of young people seeking loans for educational purposes; and 2) More robustly challenging future students to think critically about what the education they seek will realistically help them achieve post-graduation before making such an investment in time and debt.

Check out the rest of the post here and check out People Capital at www.People2Capital.com and learn more about the Human Capital Score and how it can help you get a great student loan at www.HumanCapitalScore.com.

Discover a fresh approach to academic funding at People Capital. At People Capital, they are committed to helping credible lenders and borrowers find one another without involving a traditional financial institution. This peer-to-peer lending approach is revolutionizing student lending with a new credit risk methodology, where lenders who offer the lowest interest rate “win” borrower loans.

To check out the rest of the post click here and also check out www.People2Capital.com to learn more about the Human Capital Score and People Capital’s approach to student loans.

If you are a college guidance counselor, college planning advisor or other professional in the educational field send an email to freetrial@people2capital.com for a free trial of the Human Capital Score from People Capital.

The agreement, which was announced on January 5^th, 2010 calls for all loan inquires that do not meet Prosper’s requirements to be forwarded to People Capital. In return, People Capital will forward all loan requests that are not for student loans. Since People Capital only deals with student loans this is no loss for them and since Prosper Marketplace is a more established company any partnership could only help People Capital’s growth.

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• People Capital Founder & CEO, Tom Shelton will be on the panel for The Future of Private Student Loans at the International Institute for Business Information & Growth (iiBIG) seminar on the Student Loan Market & the Outlook for 2010.The event will take place on Tuesday December 8th at the Hilton Times Square in New York City.
• People Capital’s Human Capital Score was used in a CBS MoneyWatch article on The Best Route to a Rich Retirement

By far the most momentous decisions you make in building human capital are when you’re young. Projecting off estimates by People Capital, which tracks workers’ earnings history by college and by major, a student’s decision to major in a low-demand field like English rather than a higher-demand one like bio-engineering, might vaporize the equivalent of $700,000 on the spot. (Keep reading…)

• People Capital was also featured in a round up story on WalletPop.com, Top 10 Tips for College Planning:

College Planning Tip #10: Peer to peer loans. Person to person lending, or P2P is another option for college planning, cash strapped parents. You request a loan on a P2P site, and an individual lender or a group of lenders may provide the loan at an interest rate set by the site. Some P2P sites have student loan niches, while other sites focus solely on student loans. (Keep reading…)

Keep of the good work, People Capital! If you would like to learn more about P2P Student Loans check out www.People2Capital.com.